Ridesharing is one of the most easiest and convenient ways to get from one place to another. All you have to do is open up the app and request a ride. Or you can easily make money being an Uber/Lyft driver by taking these people’s places. Unfortunately anytime you get into a car you risk the chance of getting into an accident. Whether you are getting a ride or if you’re the rideshare driver. It’s essential to know what you should do at the scene of the accident. It’s also important to know how insurance handles this since it is a fairly new technology.
What should do at the scene of the accident?
You should first call the police. They can provide you with a written police report you can bring to court and use as evidence. Next, you should seek medical attention immediately, even if you may feel that your injuries are not severe enough. Many symptoms can take hours or even days to present themselves and the last thing you want to do is underestimate your injuries. This will also help serve as evidence for your case. Get the name, address, and phone number of your Uber/Lyft driver and/or other drivers who were involved in the accident. Get information about the vehicles involved including the make, model, and license plate numbers. If there were any witnesses to the accident, get their information as well. They may be able to testify on your behalf. Take as many pictures and/or videos of the accident scene to use as evidence. Make sure you include things like the intersection, any damages that may have happened to the vehicles, and traffic signs within the area. This can be done easily with your smartphone, which will also put a date and time stamp on the photo/video. All of these steps should be taken if you’re involved in any type of car accident.
How Does Insurance Handle it?
You can file a claim if you are in the rideshare and injured. Usually, the rideshare company should be able to compensate you for your injuries. If you are driving around and a rideshare driver hits you, the process is handled slightly differently. Your collision coverage from your insurance will be used until the payment is received from the at-fault driver’s insurance. You also may be liable to a deductible until your insurance pays. Your medical insurance will cover you and other passengers in your vehicle until the at-fault driver’s insurance pays. The uninsured and underinsured policy will pay out if the other driver is at fault and has no insurance or they are underinsured. Mainly your insurance will cover everything until their insurance pays out.
Being involved in a rideshare accident can be scary and confusing. It’s such a new technology and you may not know the laws surrounding it. You want someone who can handle your case and is an expert in the field. The Law Offices of Howard Kornberg will fight for you to get proper compensation if you’re injured in an accident in your Uber/Lyft or a rideshare driver hits you. Schedule a free consultation today using this contact form or call us at 310-997-0904 for a free initial consultation.