Menu
310-474-5588
F
r
e
e

C
o
n
s
u
l
t
a
t
i
o
n

Filing A Car Accident Lawsuit If Both Parties Have Insurance: Does It Make Any Sense?

On behalf of The Law Offices of Howard Kornberg Posted in Car Accident

So yeah, the title says it all. Does it make any sense to file a lawsuit against a person who caused your injury if both parties have insurance in California?

You may be surprised how many victims of car accidents choose not to file a lawsuit against the other party just because both parties are insured. But why? “After all, just because the other party carries insurance it does not necessarily mean that you will be fairly compensated for your injuries and damages, or even compensated at all,” says our car accident lawyer in Los Angeles CA at Law Offices of Howard Kornberg.

Filing a lawsuit equals getting maximum compensation

Do keep in mind that your personal injury claim could be denied by the insurer at any second. Even if it is not denied, insurance companies have a reputation for paying out as little as possible. Please, do not forget that insurance companies are a “business” (no matter what they call themselves), and they make money by devaluing and denying claims.

If you think there is no point in filing a lawsuit if both drivers have insurance, think again. This is a wrong approach if one of the drivers was clearly at-fault, while the other driver wants to be compensated for his or her damages and losses in the accident.

By filing a lawsuit against the other driver, you can ensure that you are getting the amount of money that you truly deserve because you will be working with an experienced car accident attorney in Los Angeles or elsewhere in California, who, for his/her part, will determine the full value of your damages.

Do not rush into accepting settlement offers from insurers

Many of those who think there is no point in filing a lawsuit when both parties have insurance often jump into accepting the first settlement offer offered by their or the other party’s insurance company.

Unless you have assessed the full value of your damages with the help of a skilled personal injury lawyer, do not rush into accepting just any settlement offer, because more often than not, these offers are low-ball settlement offers that do not represent the full value of your damages.

Also, let’s not forget that by accepting a settlement offer from insurance companies, you are giving up your right to file a lawsuit over this particular car accident.

Typically, a lawyer is required to conduct a comprehensive analysis of all facts in your particular case in order to determine the full value of your damages. An insurance company is not interested in providing you with the maximum settlement offer, which is why you should not make any premature and ill-considered decisions when accepting any offers from insurance companies after a car accident in California.

Even if both parties have insurance, filing a lawsuit might still be the best option

To conclude, just because both parties have insurance it does not necessarily mean that you will be compensated fairly after a car crash in Los Angeles or elsewhere in California. Therefore, if the other party refuses to admit his or her fault or you can receive a larger compensation through a lawsuit, do not rule out the possibility of suing the other party.

In any case, it is highly advised to speak to a Los Angeles car accident attorney and find out your best course of legal action to recover the maximum amount of damages in your particular case. Contact the Law Offices of Howard Kornberg to get a free consultation. Call 310-997-0904.

Arrow Prev PrevNext Arrow Next
blog-bg
A
Howard is the best! He helped me when I was injured 🤕 on my shoulder and head he was amazing and we won!
Read more
M
Howard Kornberg is amazing ! I have been his client for over 15 years.
J
Howard and his staff were very thorough and always ready to update us on the progress of our case. They worked tirelessly...
Read more
S
Howard worked my dog bite case in quick time. We had a terrible event happen with a ferocious dog attack. Howard and his ...
Read more
M
Excellent experience! Howard and his team are smart, competent, honest and fair. They advocated on my behalf to secure ...
Read more
j
Friendly people, very professional, very detail oriented, and he will fight for you !!
R
Howard Kornberg and his team were utterly amazing from start to finish! Initial call - very attentive, supportive, warm a...
Read more
R
HCK and staff are amazing!!
f
The Law Offices of Howard Kornberg were highly recommend by someone I hold dear to my heart. He trusting them, meant I co...
Read more
R
Does great work and will go out of his way to ensure you get what you deserve, never gave up on me even when I was going ...
Read more
M
What a great!! experience I had with the Law Offices of Howard Craig Kornberg, Mr. Kornberg is a fantastic!! lawyer, very...
Read more
M
Howard is a phenomenal, exemplary, kind lawyer who will fight for you every step of the way. I couldn't recommend him hig...
Read more
P
Working with Howard Kornberg and his associates is like having an extended family. Not only did the team and Howard give ...
Read more
A
The people that work here are honest and straight up, Ana and Robert were extremely helpful ! I called in regarding an in...
Read more
T
Despite having to to deal with multiple family members and the death of my mother just as Mr. Kornberg had reach a settle...
Read more
J
I took my "car accident" case to Mr. Kornberg for review. I had been told by several attorneys it was a "losing case." I...
Read more
M
My experience with this office and Mr. Kornberg was everything I could have hoped for. Smart, efficient and reliable. If ...
Read more
A
Mr Kornberg and his staff are truly outstanding. Their diligent and honest efforts proved successful in trial. His person...
Read more
J
Howard is an amazing lawyer who gets the job done. He's a great guy, he's very helpful and he's responsive. And most impo...
Read more
A
Howard Kornberg did an impeccable job in representing me in my trial. He knew how to deal with the jury well. In his offi...
Read more
E
Mr Kornberg represented me very well in my case resulting in an outstanding settlement. His incredibly responsive staff a...
Read more
C
I needed a good personal injury lawyer, I was injured in a car accident and called a bunch of attorneys in LA and found t...
Read more
H
Howard is a great person to work with and his integrity is unquestioned. I would recommend him to any one if my friends...
Read more