If you have received a personal injury settlement or jury award after a car accident, and you had used your insurance coverage to pay for your medical expenses and other damages, in most situations, you will have to pay back your insurer.
But there are situations in which you have no obligation to pay back your insurance company after receiving a settlement or jury award. And our car crash lawyer from the Law Offices of Howard Craig Kornberg is going to help you out on this one.
Before we answer this question, you need to know that whether or not you have an obligation to pay your insurer back depends on a variety of factors. More often than not, you will have to consult with an experienced car accident attorney in Los Angeles or elsewhere in California to find out whether or not your insurance company will turn a blind eye to the fact that you did not pay it back.
As a rule of thumb, the question of whether or not you will have to pay back your insurer after receiving a settlement in a car accident case boils down to who paid for your medical bills. Let’s review the two most common scenarios:
In other words, if your insurance company paid for your medical expenses and treatment, you have an obligation to reimburse your insurer when the at-fault car driver pays you in a personal injury settlement or jury award.
For many people, paying their insurance company back after a car accident is not always possible, which is why there are legal options to avoid or delay paying your insurer back. Our car accident attorney in Los Angeles has outlined the most popular legal options to play your cards rights when your insurers come knocking on your door and demand paying back:
Let our Los Angeles car accident attorney from the Law Offices of Howard Craig Kornberg help you determine the best course of action in your particular case. Call our offices at 310-997-0904 for a free case evaluation.